# Lending-Borrowing disbalance

**URL:** <https://forum.fluxfinance.com/t/lending-borrowing-disbalance/211>\
**Category:** General\
**Created:** [February 9, 2023, 8:28am UTC](https://forum.fluxfinance.com/t/lending-borrowing-disbalance/211 "2023-02-09T08:28:51Z")\
**Posts on this page:** 7\
**Page:** 1

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**Author:** ![s0lav](https://yyz2.discourse-cdn.com/flex030/user_avatar/forum.fluxfinance.com/s0lav/32/67_2.png) [@s0lav](https://forum.fluxfinance.com/u/s0lav)\
**Post date:** [February 9, 2023, 8:28am UTC](https://forum.fluxfinance.com/t/lending-borrowing-disbalance/211/1 "2023-02-09T08:28:51Z")

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Today’s Supply Balance is $35M at 3.5% APY = $3.4k of daily interest and Borrow Balance is $9M at 3.9% APY = $1k of daily interest. Who pays the difference 3.4 - 1=$2.4k?

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**Author:** ![0xJommi](https://avatars.discourse-cdn.com/v4/letter/0/f1d935/32.png) [@0xJommi](https://forum.fluxfinance.com/u/0xJommi)\
**Post date:** [February 10, 2023, 11:06pm UTC](https://forum.fluxfinance.com/t/lending-borrowing-disbalance/211/2 "2023-02-10T23:06:48Z")

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You’re counting OUSG which does not get paid interest for supplying.

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**Author:** ![s0lav](https://yyz2.discourse-cdn.com/flex030/user_avatar/forum.fluxfinance.com/s0lav/32/67_2.png) [@s0lav](https://forum.fluxfinance.com/u/s0lav)\
**Post date:** [February 11, 2023, 5:27am UTC](https://forum.fluxfinance.com/t/lending-borrowing-disbalance/211/3 "2023-02-11T05:27:27Z")

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Are you saying that someone is supplying OUSG? Why would anyone want to do this?  
I thought lenders only lend DAI and USDC for interest while borrowers borrow DAI and USDC with OUSG as collateral. Was I wrong?

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**Author:** ![0xJommi](https://avatars.discourse-cdn.com/v4/letter/0/f1d935/32.png) [@0xJommi](https://forum.fluxfinance.com/u/0xJommi)\
**Post date:** [February 11, 2023, 11:35am UTC](https://forum.fluxfinance.com/t/lending-borrowing-disbalance/211/4 "2023-02-11T11:35:45Z")

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How do you think they use OUSG as collateral without supplying it? : )

 ![image](https://canada1.discourse-cdn.com/flex030/uploads/fluxfinance/original/1X/9d112f9f25bb1bc4769320fdae083d573fa9c637.png)

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**Author:** ![s0lav](https://yyz2.discourse-cdn.com/flex030/user_avatar/forum.fluxfinance.com/s0lav/32/67_2.png) [@s0lav](https://forum.fluxfinance.com/u/s0lav)\
**Post date:** [February 11, 2023, 11:59am UTC](https://forum.fluxfinance.com/t/lending-borrowing-disbalance/211/5 "2023-02-11T11:59:06Z")

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OK. Now I understand what Supply actually means. Thank you!

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**Author:** ![JohhnyB](https://avatars.discourse-cdn.com/v4/letter/j/48db29/32.png) [@JohhnyB](https://forum.fluxfinance.com/u/JohhnyB)\
**Post date:** [March 8, 2023, 12:48am UTC](https://forum.fluxfinance.com/t/lending-borrowing-disbalance/211/6 "2023-03-08T00:48:23Z")

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Sorry for the beginner’s question but how does the net deficit get reconciled with OUSG? Is OUSG always needed as collateral for borrowing? And if so, does Flux earn yield on that to make up for the difference?

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**Author:** ![FluxFinance](https://yyz2.discourse-cdn.com/flex030/user_avatar/forum.fluxfinance.com/fluxfinance/32/13_2.png) [@FluxFinance](https://forum.fluxfinance.com/u/FluxFinance)\
**Post date:** [July 3, 2023, 4:14pm UTC](https://forum.fluxfinance.com/t/lending-borrowing-disbalance/211/7 "2023-07-03T16:14:04Z")

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